Bankruptcy & Debt

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Debt collection practices can be frustrating and unpredictable at times. Collection activities typically develop from notices and phone calls through litigation, judgments, repossessions, and wage garnishments. With bankruptcy protection, most collection actions, including those for past-due credit card payments and medical expenditures, can be halted immediately. Our team can assist you by offering advice and guidance to relieve financial pressures while also preserving and protecting your assets.

M. Raziv Barokah

Raziv is a Senior Associate of our associate firm in Indonesia. Earned his bachelor’s degree from the Faculty of Sharia and Law, Islamic State University Jakarta in 2016 and master’s program at the Faculty of Law University of Indonesia in 2022. His area of expertise specializes in administrative law and constitutional law. He started his career as a Junior Researcher at SETARA Institute. He has also been involved in the commercial law sector as a Junior Lawyer at SSAP Law Firm and Legal Officer at PT SCG Readymix Indonesia. He then became an Expert Staff at Commission III of the House of Representative of the Republic of Indonesia (DPR RI) prior to joining INTEGRITY. During his time in college, he was the Vice President of Law of the Student Executive Board and the Chairman of the Moot Court Community who helped mold his alma mater into one of the most prominent teams in the national law debate hemisphere. He himself has succeeded in winning a number of prestigious national law competitions such as the runner up in the Business Law Competition organized by University of Indonesia; the winner of Padjadjaran Law Fair National Law Debate; the winner of Komisi Informasi Pusat Republik Indonesia National Debate; the winner of the Regional and National Constitutional Debates of the Constitutional Court of the Republic of Indonesia.Raziv is a Senior Associate of our associate firm in Indonesia. Earned his bachelor’s degree from the Faculty of Sharia and Law, Islamic State University Jakarta in 2016 and master’s program at the Faculty of Law University of Indonesia in 2022. His area of expertise specializes in administrative law and constitutional law. He started his career as a Junior Researcher at SETARA Institute. He has also been involved in the commercial law sector as a Junior Lawyer at SSAP Law Firm and Legal Officer at PT SCG Readymix Indonesia. He then became an Expert Staff at Commission III of the House of Representative of the Republic of Indonesia (DPR RI) prior to joining INTEGRITY. During his time in college, he was the Vice President of Law of the Student Executive Board and the Chairman of the Moot Court Community who helped mold his alma mater into one of the most prominent teams in the national law debate hemisphere. He himself has succeeded in winning a number of prestigious national law competitions such as the runner up in the Business Law Competition organized by University of Indonesia; the winner of Padjadjaran Law Fair National Law Debate; the winner of Komisi Informasi Pusat Republik Indonesia National Debate; the winner of the Regional and National Constitutional Debates of the Constitutional Court of the Republic of Indonesia.